The International Investor Document Checklist

Start with a valid passport. Many providers will also ask for a second identity detail, visa or entry history if relevant, date of birth, nationality, and current country of residence. Keep scans clear, complete, and unexpired. Cropped or blurry files slow down review.

Proof of address is also common. This may be a utility bill, bank statement, tax document, lease, or government letter showing your name and residential address. Requirements vary, but documents are usually expected to be recent, often within the last 60 to 90 days.

Most serious reviews require recent bank statements. Lenders, title companies, banks, and compliance teams want to understand available funds, seasoning, reserves, and whether the money path is clear. If funds are spread across accounts, prepare a simple explanation and supporting statements.

Source of funds means where the money came from, not just where it is held today. Salary, business income, sale of property, investment liquidation, inheritance, gift, or company distributions may each require different support. Large recent deposits should be explained before a reviewer asks.

If an LLC will buy the property, prepare articles of organization, EIN confirmation, operating agreement, ownership details, registered agent information, and any beneficial ownership records your advisors say are required. Keep the company name consistent across every document.

For the transaction itself, expect to provide purchase contract, property address, insurance information, HOA details if applicable, rent estimate or lease, property management plan, and closing contact information. A clean document file does not guarantee approval, but it helps lenders and partners respond faster and with fewer avoidable questions.

Name files clearly before uploading them. Use labels such as passport, proof-of-address, bank-statement, source-of-funds, LLC-articles, EIN-letter, and operating-agreement. Avoid sending screenshots when a full PDF is available. If a document is not in English, ask whether a translation is needed. Organized documents reduce back-and-forth and help reviewers focus on the substance of the file.

Review expiration dates before starting. Passports, address proofs, bank statements, pre-approval letters, insurance quotes, and entity certificates can become stale. Refreshing documents under deadline pressure is frustrating and can delay lender review, compliance approval, or closing.

Keep originals available even after uploading copies. A title company, bank, lender, attorney, or accountant may request a clearer scan, a full statement instead of selected pages, or a document issued directly from the provider portal.